Starting a business in Nigeria doesn’t always require millions of naira. With determination, creativity, and a smart approach, you can kick off a profitable venture even with limited funds. Many successful entrepreneurs today started small and grew gradually. If you’re looking for businesses you can begin with little capital, here are some great options:

1. Food Business 

Food is a necessity, and Nigerians love good meals. With small capital, you can start:

• Cooking and selling food (buka style or take-away packs).
• Snacks like meat pies, puff-puff, egg rolls, and buns.
• Food delivery to offices or schools.

2. Phone Accessories

Almost everyone in Nigeria uses a smartphone. Selling accessories like phone cases, earphones, chargers, and screen guards requires little capital and brings quick returns.

3. POS (Agent Banking) 

The demand for mobile banking services is growing. With a POS machine and a small shop or table, you can help people withdraw, deposit, and transfer money — and earn commission per transaction.

4. Poultry & Livestock Farming

You don’t need a large farm to start. With small capital, you can rear chickens, goats, or even rabbits. Poultry, especially, has a fast turnover and steady demand.

5. Fashion & Tailoring

If you have tailoring skills, you can start sewing clothes, making simple designs, or doing alterations. Alternatively, selling thrift clothes (okrika) or Ankara fabrics is also profitable.

6. Cleaning Services

Many homes and offices need reliable cleaning services. With basic cleaning tools and determination, you can start small and grow with referrals.

7. Mini Importation & Online Selling 

With as little as ₦20,000 – ₦50,000, you can buy goods from sites like Alibaba or 1688 and resell them online via WhatsApp, Jumia, or Instagram.

8. Hair & Beauty Services

If you’re skilled in hairdressing, makeup, or barbing, you can start from home or a small shop. Nigerians love looking good, and beauty services are always in demand.

9. Blogging & Content Creation

If you enjoy writing or creating videos, you can start a blog, YouTube channel, or TikTok page. With consistency, you can monetize through ads, sponsorships, and brand deals.

10. Small-Scale Trading

From selling provisions to soft drinks, fruits, or sachet water, small trading can grow quickly when done smartly. Location is key!

Final Thoughts

Starting a business in Nigeria with small capital is very possible. The secret is to start small, stay consistent, and reinvest your profits. Remember, every big business you see today started with a small step. Which of these businesses do you think you can start with your current budget?